Beforepay does not offer Pay Advance to customers whose Centrelink payments make up 50% or more of their total income.
Below is our eligibility criteria for the Pay Advance:
All your salary income must be deposited by your employer into the bank account you linked to Beforepay.
We need to detect the 2 most recent salary transactions. We DO NOT accept direct bank deposits as salary payments.
Your salary income needs to be deposited into a transaction account or a supported savings account. Some account types may have restrictions with your bank that prevent us from being able to service them.
Work cover payments are NOT eligible.
Centrelink or government benefits cannot make up more than 50% of your income.
We do not conduct credit checks; however, we analyse your income and expenses to determine your eligibility and calculate how much you are eligible to borrow. Our custom assessment helps us provide access to funds you can repay without causing financial stress—you must pass our credit assessment criteria.
You must earn at least $300 in income after tax each week.
You must have a regular pay schedule (weekly, fortnightly, monthly), and your pay needs to be regularly deposited into your account on the same day every time.
We service full-time, part-time, casual workers, and contractors. We also service on-demand workers who work for companies such as Uber, UberEats, Doordash, Bolt, and Menulog.
We do NOT cater to individuals with irregular or infrequent pay schedules.
Still have questions? Contact us at support@beforepay.com.au.