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What if my salary goes into a savings account?
What if my salary goes into a savings account?
Updated over a week ago

Unfortunately, banks place limitations on savings accounts that restrict our ability to debit from these accounts. Because of this, we only provide Pay On Demand™ to specific savings accounts which we are able to verify to be debitable by a merchant.

We currently allow the following savings accounts:

  • ANZ Online Saver

  • Bank of Melbourne, Incentive Saver

  • BankSA Incentive Saver

  • Bendigo Achiever Account

  • Bendigo EasySaver Account

  • Bendigo Achiever Account

  • CBA, Commonwealth Direct Investment Account (CDIA)

  • NAB Smart Reward Saver

  • P&N Bank, Student Savings Account

  • P&N Bank, & Retirement Account

  • Suncorp Everyday Options (E-Options)

  • Suncorp Everyday Options Sub

If your account is currently not eligible, you can resolve this issue by following these steps:

  1. Update your bank details with your employer to a transactional account.

  2. Email and ask our team to remove your existing bank account.

  3. Log in to the Beforepay app and connect your transactional account details.
    (Note: To get access to your Pay On Demand™, we will need to be able to detect 2 pay cycles in your transaction history.)

If you have any questions about connecting your bank please contact our Customer Support team at

Check out our Explore section for tips and tricks on how you can be budgeting better and spending smarter.

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