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Am I eligible for Beforepay?
Am I eligible for Beforepay?
Updated over a week ago

We really do wish that everyone could be a part of our Beforepay community. But we also recognise that everyone has a unique financial situation.

As part of our commitment to give Australians greater control over their finances, we have developed our own assessment tool based on spending behaviour and pay cycle to encourage responsible spending.

In order to Cash Out with Beforepay, you must meet the following eligibility criteria:

  1. You make at least $300 in income after tax each week. (Note: Centrelink and other types of government benefits cannot make up more than 50% of your income.)

  2. You have a regular pay schedule (weekly, fortnightly, monthly) and your pay is directly deposited into your account. We are not able to cater to individuals with irregular pay schedules.

  3. You are as a full-time, part-time, casual worker or contractor, or are an on-demand worker for a company like Uber, UberEats, Bolt or Menulog. (Note: We do NOT service businesses)

  4. Your salary income is deposited by your employer into the bank account that is linked to your Beforepay account. (Note: We need to detect the 2 most recent salary transactions and DO NOT accept direct bank deposits or WorkCover payments as salary payments.)

  5. Your salary needs to be deposited into an account that can be direct debited. Some savings accounts are not eligible.

  6. You pass our risk assessment criteria, which is based on an analysis of your income, debt, regular expenses, and other spending behaviour. (Note: This is not a traditional credit check with a credit bureau. We do not send our risk assessment results to credit bureaus.)

If you don't qualify now, we encourage you to check back if your situation changes.

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