When you take out a Pay Advance, your repayments are automatically deducted from your connected account based on the debit date in your loan agreement.
Your repayments are aligned with your pay cycle and will include any fees or other charges (if applicable).
Depending on your pay cycle, your repayments can be split across up to 4 instalments.
Can I repay early?
You can repay early via PayID or Osko.
You can choose to pay one or all repayments early.
The 'Repay early' option is not available the day before a repayment is due, or while a repayment is already in progress.
Can I delay my repayment?
You can delay your repayment if:
you have a Pay Advance loan
you are paid weekly or fortnightly
your current loan repayments are up-to-date
you have not already delayed a repayment for your current loan.
If any of the above apply, you can delay your repayment via the Beforepay web or mobile app.
Please note it can take up to 2 business days for your bank to settle your repayment with our system.