We're all about making life easier for you, so we've set this up to be as simple as possible.

In most cases, we will receive your Tax Refund Advance repayment from your tax refund through H&R Block. H&R Block will repay your Tax Refund Advance when they receive your tax refund from the ATO. Your total repayment amount (including our 5% transaction fee) will be deducted from your tax refund by H&R Block before they send the remainder of the balance to you.

If your tax refund is not received by the due date, or is less than your advance, your outstanding repayments will be debited from your bank account based on your repayment schedule.

If we have started debiting your account, these will be considered partial payments and will be credited against your balance owing. Any remaining repayment amounts will be adjusted accordingly.

You can opt to settle your repayments before your scheduled debit date using our ‘Repay early’ function 2 days after you Cash Out.